Risk disclosures

Know the risks before you deposit.

Last updated November 5, 2026

Draft — not legal advice

This document is a working draft and requires review by counsel before Orbit is offered to the public. It does not create legal obligations in its current form.

Orbit is early-stage software. Only deposit what you can afford to lose and intend to spend on AI usage. Nothing on this site is financial, investment, legal or tax advice, and Orbit is not a licensed adviser.

Financial risk

Credits are a platform accounting unit for Orbit usage. They are not redeemable for cash, and withdrawals are currently disabled.
Prices of third-party models can change. Estimates (including routing "savings") are estimates, not guarantees.
Agents can spend up to the limits you configure. Misconfigured policies can lead to unwanted spending.

Protocol and yield risk (Earn — planned)

Earn is not available. If it were offered, deposits into external lending protocols would carry smart-contract, liquidity, oracle and liquidation risk; yield would be variable, could be zero and is never guaranteed; and principal could be lost.

Smart-contract risk

The OrbitDeposit program has not been independently audited. Despite tests including fuzzing and invariants, it may contain bugs that lead to loss of funds. It is intended for testnet first.

Stablecoin depeg risk

USDC is a stablecoin issued by a third party. It may lose its peg to the US dollar, be frozen, or become illiquid. Orbit credits a deposit at the token amount deposited and does not insure against depegging.

Chain and sequencer risk

Solana Chain is an Arbitrum-based layer-2 network. It may experience downtime, sequencer outages, censorship, reorganisations before finality, congestion and fee spikes. Deposits are credited only after finalization, which can be delayed.

Custody risk

Deposits are custodial. Holders of the contract's treasury role can move all deposited funds to any address at any time, without a timelock; the admin role can grant itself the treasury role. You are trusting the operator of the Orbit instance and its key management. There is no on-chain withdrawal for depositors.

Operational risk

Model providers, the API, the database or the deposit indexer can fail. Requests may fail, and balances may be temporarily unavailable or delayed.

Regulatory risk

Laws governing stablecoins, digital assets, payments and AI are evolving. Changes may restrict or end parts of the Service in some jurisdictions, including deposits, credits or payments.

No affiliation

Orbit is an independent project built on Solana Chain. It is not affiliated with, sponsored, or endorsed by Solana Foundation or its affiliates.